Private medical insurance is designed to cover the costs of private medical treatment for curable short-term illness or injury. Most people buy this to gain the reassurance of knowing that treatment is available promptly, if they become ill or are injured.

As a private patient you can bypass NHS waiting lists, choose when treatment will occur, choose the specialist, and choose the hospital. You will have the privacy of your own en-suite room with TV, home comforts and a full a la carte menu. Imagine it as a hotel environment with access to the best consultants, anaesthetists, surgeons and nurses who are there to provide you with one-to-one care, with the goal of making your stay as pleasurable as possible whilst you recover or receive treatment.

In addition, most health insurance policies allow access to some of the country’s leading health specialists and to expensive new medications which are not available on the NHS.