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PruHealth was created October of 2004 and is a joint venture creation between Discovery, the South African health insurance provider, and Prudential. It has a model that is based on successful concepts launched in South Africa.

PruHealth Insurance has many different quality levels of coverage that pay out when you need it while rewarding you when you don’t. In addition you get access to some of the best specialists and hospitals in the UK.

In addition with PruHealth you get rewarded if you keep yourself healthy. If you stay healthy, exercise regularly, eat well and don’t smoke then they figure you’re less likely to have claims on your health insurance. So in that regard they have a basis for rewards.